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New Threats to National Security in India’s Growing Fintech & Digital Economy

Introduction: India’s Digital Rise Comes With New Risks India is witnessing an unprecedented transformation powered by fintech, digital payments, AI, blockchain, and data-driven governance. From UPI transactions crossing billions every month to rapid adoption of digital lending, wealth tech, and embedded finance, the country is moving fast toward a cashless and decentralized digital economy. However,
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AI governance AI in finance AI in securities market AI Reduced Loan Approval AI risks in finance artificial intelligence data quality in AI systems Hyper-personalized financial Instant identity verification manual verification Paperless lending payment tokenization Secure data sharing token vault UPI APIs






